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Steve Bowen of Salem, a single father caught in the subprime debacle, avoids foreclosure as he raises his seven year-old daughter Callista.

Published: December 24, 2009

Steve Bowen, 34, of Salem, replaces a belt on a friend's Acura, in his garage, Tuesday, Feb. 12, 2008. Bowen supplements his income by performing auto repairs.

Tim Martin/The Day

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